Plan ahead

to be aware of what is coming. You will not be able to predict everything, but 80% will do. Make plans for your family, your career,  your entertainment and your future. Only then you will know where to go. Or as Zig Zigler said: If you aim at nothing, you will hit it...

Say NO

Books are written about Getting to Yes. But sometime it is better to say NO. Say NO to overweight Say NO to smoking Say NO to drugs Say NO to television Say NO to mediocrity Say NO to interruption Say NO to small talk Say NO to not having a plan Say NO to not setting...

Financial Auto-Pilot

Today I just setup some auto-pilot payments towards debt payments and saving. I used to do manual payments from my Company to my private account. I planned to pay myself a fixed monthly payment just before I do my rental payment and debt payment. And the rest should...